In a challenging lending environment, every loan merits additional scrutiny. NCL’s goal and focus is to protect the interests of local, regional, and national lenders in commercial lending and loan documentation, as well as individuals and businesses who are making loans or borrowing or restructuring loans.  Our practices provide proactive counsel and attention to detail in advance of lending transactions.

NCL is a leader in commercial loan documentation for new construction and development, expansion, acquisition, and other projects. We provide a wide range of services related to loan transactions, including performing due diligence on the borrowers, issuing letters of intent, drafting participation agreements, preparing loan documents, obtaining and reviewing title insurance, conducting and coordinating closings, secured and unsecured financing transactions, including senior and subordinated loans, asset-based loans, multi-bank structured loan transactions, inventory financing, acquisition financing and operating lines of credit, documentation relating to creation and perfection of security interests in a variety of tangible and intangible collateral including all Article 9 collateral and filings, cargo ships, barges, yachts and related maritime filings.


800 Cottageview Drive
Suite 1080
Traverse City, MI   49684

Phone: (231) 421-7076
Fax: (231) 613-4560